Business Succession & Wealth Strategy in Colorado
Colorado's diversified economy — from aerospace and energy to outdoor recreation and craft manufacturing — creates unique succession challenges for owners whose business value is deeply tied to specialized teams and regional relationships.
Why Colorado Business Owners Need a Specialized Advisor
Colorado's business landscape spans aerospace and defense in the Colorado Springs corridor, energy and natural resources on the Western Slope, and a booming outdoor recreation and craft manufacturing sector across the Front Range. Owners in these industries face concentrated key-person risk, specialized workforce retention challenges, and succession timelines that often extend beyond what informal family conversations can solve.
SRG Consulting PLLC works with closely held business owners across Colorado to connect commercial funding, succession planning, buy-sell funding, key-person protection, executive benefits, and estate strategy into a single coordinated architecture. We coordinate with your existing CPA and estate attorney rather than replacing them.
Succession Planning
Design an exit, transfer, or sale on your terms — not your successor's.
Buy-Sell Funding
Ensure ownership transfers are executable the moment they are triggered.
Key-Person Protection
Protect enterprise continuity from the sudden loss of critical leadership.
Executive Benefits
Retain top talent with deferred compensation and golden handcuffs.
Estate & Trust Strategy
Mitigate estate taxes and protect family wealth through advanced trusts.
Commercial Funding
SBA loans, equipment financing, and working capital for growth and acquisition.
Key Industries We Serve in Colorado
- Aerospace & Defense
- Energy & Natural Resources
- Outdoor Recreation
- Craft Manufacturing
- Technology & Software
- Healthcare
CO Regulatory & Tax Context
Colorado follows the Uniform Trust Code. Insurance products must be placed by a properly licensed producer. SRG Consulting PLLC coordinates with Colorado estate attorneys and CPAs to ensure state-specific trust and entity rules are respected.
Colorado currently does not impose a separate estate tax on estates of individuals dying after December 31, 2004. Federal gift, estate, and generation-skipping transfer taxes may still affect business owners with substantial or appreciating enterprise value. Colorado-source income and fiduciary income-tax requirements should be reviewed with a qualified Colorado CPA or estate-planning attorney.
Frequently Asked Questions
Does Colorado have a state estate tax?
No. Colorado effectively eliminated its estate tax for individuals dying after December 31, 2004, and currently requires no Colorado estate-tax filing for those estates. However, federal gift, estate, and generation-skipping transfer taxes still apply at full rates. Business owners with substantial enterprise value should focus on federal exemption utilization, valuation discounts, and trust-based freeze strategies.
I own an aerospace manufacturing company in Colorado Springs — what's my biggest succession risk?
Aerospace and defense contractors often have concentrated key-person risk tied to security-cleared personnel and specialized engineering teams. Your succession plan needs funded key-person coverage, retention strategies for cleared staff, and a buy-sell structure that accounts for government contract transferability requirements.
Can SRG Consulting help with my Colorado-based business remotely?
Yes. We work with Colorado business owners alongside their local CPA and estate attorney. Our role is strategic coordination — identifying gaps across succession, funding, and protection — while your local professionals handle state-specific drafting and tax filing.
Start With The Business Owner Exposure Score™
Identify your exposure across funding, succession, key-person protection, buy-sell planning, estate transfer, and wealth preservation.
Take the Exposure Score Assessment