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    Committed to the highest standards of fiduciary awareness, transparency, and ethical conduct.

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    Real-World Strategic Outcomes

    Explore how we've helped business owners, executives, and families navigate complex financial challenges, optimize tax strategies, and preserve wealth across generations.

    Real-World Planning Examples

    See how SRG Consulting PLLC structures complex financial architectures to solve high-stakes challenges for business owners and executives.

    Illustrative planning scenarios. Not actual client results. Outcomes vary based on individual circumstances.

    Buy-Sell Funding

    Construction Company Continuity

    Problem

    Two partners in a $15M commercial construction firm had an unfunded buy-sell agreement, leaving both families exposed to massive tax and liquidity risk in the event of a death.

    Strategy

    Structured a cross-purchase agreement funded by cash-value life insurance, protecting the business from forced liquidation while building tax-advantaged reserves.

    Outcome

    Created a long-term retention incentive tied to tenure and profitability, giving key physicians a financial reason to remain through the organization's planned growth and ownership transition.

    Create Your Private Business Continuity Map

    Identify gaps in succession, buy-sell funding, key-person risk, executive benefits, estate transfer, and wealth preservation.

    Secure, private, and complimentary.

    Executive Benefits

    Medical Practice Retention

    Problem

    A specialized medical practice struggled to retain top surgeons against hospital networks offering massive sign-on bonuses.

    Strategy

    Implemented a customized Non-Qualified Deferred Compensation (NQDC) plan with a vesting schedule tied to practice profitability and tenure.

    Outcome

    Created a long-term retention incentive tied to tenure and profitability, giving key physicians a financial reason to remain through the organization's planned growth and ownership transition.

    Create Your Private Business Continuity Map

    Identify gaps in succession, buy-sell funding, key-person risk, executive benefits, estate transfer, and wealth preservation.

    Secure, private, and complimentary.

    Exit Planning

    Manufacturing Succession

    Problem

    A 65-year-old founder of a manufacturing firm wanted to transition ownership to key employees but needed to extract $5M for retirement without crippling the company's cash flow.

    Strategy

    Designed an installment sale combined with a key-person insurance policy to collateralize the note and protect the founder's payout.

    Outcome

    Created a long-term retention incentive tied to tenure and profitability, giving key physicians a financial reason to remain through the organization's planned growth and ownership transition.

    Create Your Private Business Continuity Map

    Identify gaps in succession, buy-sell funding, key-person risk, executive benefits, estate transfer, and wealth preservation.

    Secure, private, and complimentary.

    Succession Planning

    Dental Practice Transition

    Problem

    A highly profitable dental practice owner wanted to retire in 3 years but had no internal successor and wanted to avoid selling to a corporate DSO at a discount.

    Strategy

    Structured an associate buy-in plan utilizing a specialized SBA 7(a) loan, paired with key-person insurance and a phased earn-out agreement.

    Outcome

    Created a long-term retention incentive tied to tenure and profitability, giving key physicians a financial reason to remain through the organization's planned growth and ownership transition.

    Create Your Private Business Continuity Map

    Identify gaps in succession, buy-sell funding, key-person risk, executive benefits, estate transfer, and wealth preservation.

    Secure, private, and complimentary.

    Wealth Preservation

    Real Estate Investor Tax Strategy

    Problem

    A real estate investor with a $20M portfolio faced massive estate tax exposure and lacked liquidity to cover the projected liability.

    Strategy

    Established an Irrevocable Life Insurance Trust (ILIT) to house a survivorship policy, utilizing annual exclusion gifts to fund the premiums.

    Outcome

    Created a long-term retention incentive tied to tenure and profitability, giving key physicians a financial reason to remain through the organization's planned growth and ownership transition.

    Create Your Private Business Continuity Map

    Identify gaps in succession, buy-sell funding, key-person risk, executive benefits, estate transfer, and wealth preservation.

    Secure, private, and complimentary.